ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment under the care of a Physician for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $35–$12,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency
Does Aflac pay for back Injuries?
This benefit is payable for crutches, wheelchairs, leg braces, back braces, and walkers and is payable once per covered accident, per covered person Prosthesis Benefit Aflac will pay $750 if a covered person requires a prosthetic device as a result of injuries sustained in a covered accident
How much does Aflac pay for back surgery?
Surgical Benefit Aflac will pay $100–$2,000 when a covered person has surgery performed for a covered sickness in a hospital or ambulatory surgical center based upon the Schedule of Operations in the policy
What percentage does Aflac pay for short term disability?
Partial Disability – The Partial Disability Benefit helps you transition back into full-time work after suffering a disability If, after being Totally Disabled, you remain partially disabled and only able to work 4 hours per day, this plan will pay you 50% of your selected monthly benefit for up to 3 months
Will Aflac cover surgery?
Surgical Benefit Aflac will pay $50–$1,000 when a surgical operation is performed, including a vaginal or cesarean delivery, on a covered person for a covered sickness or injury in a hospital or an ambulatory surgical center
What are the pros and cons of Aflac?
Aflac life insurance pros and cons Pros Cons Quick claim payouts of the first $5,000 to help with immediate expenses No online quote option or policy details on website Policies available directly from Aflac or through many workplaces
What will Aflac pay for?
What does the Aflac Accident Advantage policy include? A wellness benefit payable for routine medical exams to encourage early detection and prevention Benefits payable for fractures, dislocations, lacerations, concussions, burns, emergency dental work, eye injuries, and surgical procedures
Can you get Aflac without an employer?
Not at all! You can offer Aflac Supplemental Insurance to your employees at no direct cost to your business
Does Aflac help with deductibles?
If you have Aflac, your cash benefits can be used to help pay your deductible, your portion of coinsurance, your copay or any other expenses you may have It’s up to you After you reach your out-of-pocket maximum, your insurance will cover 100 percent of all expenses, including copays or coinsurance
Does Aflac pay for lost wages?
Aflac provides benefits for both total and partial disability Even if you’re able to work, partial disability benefits may be available to help compensate for lost income Regardless of any other disability insurance you may have, including Social Security, we will pay you directly
How much does Aflac pay for glasses?
Our Vision Now® supplemental insurance policy pays a Vision Correction Benefit of $80 for materials, such as glasses and contacts, as well as an Eye Exam Benefit of $45 Aflac goes beyond traditional exams and provides benefits for serious eye conditions
Does Aflac pay for dental visits?
Aflac Dental provides benefits for periodic checkups and cleanings, x-rays, fillings, crowns, and much more
Does Aflac pay for blood work?
B LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician’s office, an Urgent Care Center, or an Ambulatory Surgical Center
How long do you have to have Aflac before you can file a claim?
How long do I have to file a claim? A There is a one-year timely filing provision in your certificate
Does Aflac pay if you get hurt at work?
If your covered On-the-Job Injury causes your Total Disability within 90 days of your last treatment for your covered On-the-Job Injury, we will pay you the Daily Disability Benefit for the On-the-Job Injury Disability Rider for each day of your Total Disability
How do I claim my Aflac benefits?
To file a claim, simply select the appropriate claim form for your specific product and mail or fax it to us at the address on the form Download the form Fill it out Send it in to: PO Box 60676, Worcester, MA 01606
Is Aflac a pyramid scheme?
Another way to make money at Aflac is through recruiting people into the company, which is where the business begins to feel like a pyramid scheme Associates earn 5 percent of all first-year sales produced by recruits they bring in “If so, an Aflac sales agent career is for you!Jan 11, 2018
Does Aflac pay for mammograms?
MAMMOGRAPHY AND PAP SMEAR BENEFIT: Aflac will pay $100 per calendar year when a charge is incurred for an annual screening by low-dose mammography for the presence of occult breast cancer, and Aflac will pay $30 per calendar year when a charge is incurred for a ThinPrep or an annual Pap smear
Do you have to pay taxes on money received from Aflac?
No, generally The proceeds of an accident and health policy, like AFLAC are not reportable as income so long as you did not deduct the premiums, and so long as this is not an employer provided fringe benefit
What exactly does Aflac cover?
Provides a lump-sum cash benefit if you’re diagnosed and treated for a covered critical illness event Helps ease the financial burden associated with hospital stays due to a covered accident or illness by providing cash benefits Provides benefits for covered dental exams and procedures
How much will Aflac pay me for a colonoscopy?
Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or
Does Aflac cover blood clots?
If you get diagnosed with a blood clot Aflac does not call a blood clot an accident
Does Aflac pay for a cast?
That’s the benefit of the Aflac Accident Insurance plan Wheelchairs, crutches, and other medical appliances Emergency room visits Surgery and anesthesia Bandages, stitches, and casts
How much does Aflac pay for emergency room visit?
Aflac will pay $100 per day when a covered person receives treatment for a covered sickness or injury in a hospital emergency room, including triage, and a charge is incurred This benefit is payable twice per calendar year, per policy